Financial Analyst

Financial Services Professional Chicago, Illinois, United States

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Summary

J.P. Morgan, Financial Analyst Summer Internship 2023
(Banks and Broker-Dealers, CIB Risk Program)

- Conducted client reviews on Goldman Sachs and Charles Schwab to analyze and discuss any changes to their credit quality, risk, or outlook that may impact their internal credit rating with J.P. Morgan
- Assessed client financials to determine various debt ratios, revenue fluctuations, debt facility usage, and liquidity levels to determine their base-level credit rating via quantitative analysis of 10 client reviews
- Spearheaded qualitative analysis of client reviews via quarterly/annual company reports, industry analysis, competitor analysis, and economic outlook to support or oppose base-level credit ratings
- Presented financial analysis results to management with supporting data, methodology, and overall credit opinion; Goldman Sachs remained at their assigned rating, and Charles Schwab was downgraded 1 rating

Phi Theta Kappa, Nu Lambda Chapter Treasurer 2021 - 2022

- Maintained financial accounts totaling $30,000 for the entire Phi Theta Kappa Nu Lambda Chapter, resulting in a revised financial plan to benefit the chapter through the pandemic
- Developed budget spreadsheets to better control and understand expenditures from various projects
- Oversaw incoming funds of $5,000 from membership fees and fundraising events with monthly statements
- Ensured that spending requests were reviewed, processed, and recorded correctly to ensure unnecessary or redundant expenses were minimized
- Collaborated with City Colleges of Chicago business officers, fund managers, and administrators for future funding strategies and opportunities

Expectations

Finance and Information Systems graduate seeking junior financial analyst roles within the finance, banking, and real estate sectors by leveraging a strong foundation in financial modeling, data analysis, and budgeting. Proficient in utilizing Excel and financial software to generate detailed reports and support strategic decision-making.